GNO · CREDITProposal byOWN

Borrow without selling GNO.

Lock GNO, receive stablecoins, and repay through fixed monthly installments. With no liquidation risk from price volatility.

LTV
50%
Fixed APR
7%
Term
5 years

Enter one amount to join the non-binding borrower signup.

GNO collateral required
$200,000
≈ 1,737.02 GNO
Monthly payment
$1,980.12
Interest over 5 years
$18,807
Total repayment
$118,807
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How it works?

GnosisDAO supplies stablecoins; holders borrow against GNO and return principal plus interest over time.

  1. 01 · Fund

    GnosisDAO commits stablecoins

    A defined amount is allocated from the treasury.

  2. 02 · Secure

    Borrower locks GNO

    The borrower posts GNO worth twice the loan.

  3. 03 · Release

    Stablecoins arrive

    The borrower receives liquidity without selling GNO.

  4. 04 · Repay

    Payments return

    Fixed principal and interest flow back each month.

  5. 05 · Unlock

    GNO is reclaimed

    The final scheduled payment unlocks the collateral.

Borrower condition: missed repayments will result in loss of the locked collateral.

What we’re proposing to GnosisDAO.

Read the proposal
  1. Allocate stablecoins

    GnosisDAO would open a lending facility offering fixed-rate loans to GNO holders.

  2. Lend against GNO

    Borrowers would lock GNO worth twice the loan and repay monthly over five years.

  3. Return capital and interest

    Scheduled repayments would return principal and interest to the GnosisDAO treasury.